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Terms of Service

Horizon OS — Last updated: September 28, 2026 · Effective date: September 28, 2026

These terms cover what Horizon OS is, what you may do with it, and — since it is now a paid app — exactly what a subscription includes, how it renews, how to stop it, and what happens to your data if you do.

1. Acceptance of these terms

By accessing or using Horizon OS, you agree to be bound by these Terms of Service. If you do not agree to them, you must not use the service.

2. Who you are contracting with

3. What the service is

Horizon OS is a personal life management web application. It includes:

Features may be added, changed or removed as the product develops. We will not remove something you paid for without telling you.

4. Your account

5. Acceptable use

You agree to use Horizon OS for personal, lawful purposes only. You must not:

6. Intellectual property

7. The AI coach

The AI coach offers general guidance and encouragement. It is labelled “AI coach” wherever it appears, and says it is an AI if you ask. Please understand:

8. Financial tracking

9. Your data and privacy

10. Subscriptions — what you are buying

A subscription gives you the entire application. There is no free tier, no cut-down plan, and no feature reserved for a more expensive one. Every plan below unlocks exactly the same software; the only difference between them is how often you are billed and how much you pay.

Accounts created before Horizon OS began charging keep complimentary access, on the terms shown to each account in the app under Settings › Account. No payment method is requested for complimentary access, and nothing is ever charged unless you choose to subscribe.

Prices are in US dollars. Where VAT applies — in the EU and the UK — it is included in the price shown, so the number on the page is the number charged. Where US sales tax applies, Paddle adds it at checkout. Either way, Paddle shows you the full total before you pay.

Fair-use daily limits apply to the AI coach and the premium voice, so that a single account cannot run up an unbounded bill with our AI providers. They sit far above ordinary daily use and they are identical on every plan. If we ever need to change them we will say so here first.

11. The free trial

12. Billing, renewal and cancellation

13. Price changes

14. Refunds

14 days, no questions asked, on any payment — including a renewal you did not want. Email us within 14 days of the charge and we refund it in full, without asking why.

The full terms, including the narrow cases where we may decline, are on the Refund Policy page. Nothing in it limits any statutory right you have as a consumer where you live — including the EU and UK right to withdraw from a distance contract within 14 days.

15. When a subscription ends

Whether you cancelled, let a trial run out, or a payment stopped going through, the same things are true:

If we ever have to shut Horizon OS down, we will give at least 30 days’ notice by email, keep the export working throughout, and refund the unused part of any annual subscription.

16. Availability, and "as is"

17. Limitation of liability

To the fullest extent permitted by applicable law:

18. Suspension and termination

19. Changes to these terms

We may update these terms. The effective date at the top changes when we do. For a material change affecting a paid subscription — price, what is included, how cancellation works — we will email you at least 30 days beforehand and you can cancel before it applies. Continuing to use Horizon OS after a change is posted means you accept it.

20. Governing law

These terms are governed by the laws of Israel. Disputes should first be raised with us directly and in good faith; if that fails, they go to the competent courts in Israel.

If you are a consumer, this does not take away the protection of the law where you live. Mandatory consumer rights in your country of residence — including EU and UK rights of withdrawal, refund and redress — continue to apply and you can still bring a claim in your local courts.

21. Contact

Questions about these terms, a subscription or a charge: